Promote Your Library's Subscription to Financial Ratings Series!
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Save the Date!
Money Smart Week 2020
April 4th - April 11th
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Link to https://greyhouse.weissratings.com
Financial Ratings Series
Important Financial Literacy Tools from Weiss Ratings & Grey House Publishing
- Independent, Unbiased Financial Strength Ratings of Banks, Credit Unions & Insurance Companies
- Conservative Buy-Hold-Sell Ratings of Thousands of Stocks, Mutual Funds & Exchange Traded Funds
- Create your own Personal Account to create a Watchlist, get Upgrade/Downgrade Notifications and Log In from Anywhere
- Medicare Supplement Insurance - Which Plan to Choose, How Much it will Cost, Compare Rates & Plan Benefits
CLICK HERE to take advantage of these important financial planning tools today!
August holds fond memories for me as a “younger person”. I remember hanging out with friends, going on adventures in the corn fields near my house and spending summer nights hunting for lightning bugs. As the summer came to a close and the First Day of School got closer, our parents would organize a scavenger hunt in the neighborhood. We would form teams and storm the neighbors that evening in hopes of finding as many things on our list as possible. Ahhh…Summer memories.
In the spirit of my Midwestern childhood, and maybe YOURS, why not embrace the idea of a digital scavenger hunt? Many of you have some amazing online resources for your patrons. Create a list of things they have to find, questions they need to answer and a reward for those who finish the list.
Questions could include:
- How to say Thank You in Greek- or some other language that is not as well known (for those of you with a foreign language resource)
- The name and financial strength rating of their bank or credit union (using your handy Financial Ratings Series!)
- The name of a publicly traded company and their current rating as well as trading price for August 1, 2019.
- Download a song or book or place a hold for a title
- Watch a movie
- Read a newspaper from another town/state/country
- Find a new recipe in an online magazine
- A book recommendation for a 10 year old
- Watch a video on a new skill – photography, social media, knitting, etc and write a brief summary of what you learned
Rewards could include a raffle for a prize given by a local business or simply a fine forgiveness.
Your list could be random or set up in the form of a road map.
I have always found that coming up with the questions helps staff to regain some familiarity with the wonderful resources you all have too! Have fun, assign a portion of the eResources to each staff member to create their own question(s), get everyone involved. It can be a great team building project for you all as well as an eye-opening one for your patrons.
Library Journal recently pointed out, “The digital age has changed the way the public interacts with libraries. Patrons can now access a wide variety of content and services without physically visiting a library location. This means that if you’re only focusing on in-library promotion, you’re missing a key opportunity to grow and engage your patron base. According to Pew Research Center, 93% of library patrons are internet users, and 75% are smartphone users—and as the digital-native Millennial and Gen Z generations continue to represent a larger segment of the overall population, digital promotion will become increasingly important.”
This makes utilizing the available widgets on this page even more important on your library’s website as well as any social media accounts that you might have, especially if you are promoting your eResources!Program Ideas: Help Increase Financial Literacy in your Community
Many libraries are looking at helping to increase the financial literacy in their communities. Financial Literacy Basics makes a great foundation for an 8 week “Adulting 101” or “Life-ing 101” program. The books provide straight forward information along with handy worksheets for patrons to use.
Partnering with your local Chamber of Commerce can make the job of presenting even easier!
-Pair up with a local Realtor to talk about the process of looking for an apartment or house to rent along with the application process. This leads nicely into talking about renter’s insurance and utilizing that guide.
-An important part of the application process is credit history. The next week you can pair up with a local Accountant to talk about budgeting and how to make a helpful budget along with pairing up worksheets from the How to Make and Stick to a Budget guide.
-You can extend the partnership with the Accountant a second week to talk about Managing Debt and utilizing THAT guide.
-Pair up with a local bank or credit union and utilize the Checking Account guide to help guide your patrons through the process of maintaining and managing a checking account.
-Have a local mechanic come in and show people how to change a tire and check their oil. They can also help with questions to ask and things to look for when hiring a mechanic. Pair this with the guide to Auto Insurance.
-Have a local financial advisor talk about investing and some ways to start. Pair with the Guide on 401k’s.
-Have a local Insurance agent talk about the process of choosing health insurance and how to navigate the Marketplace during open enrollment. Utilize the Guide to Health Insurance for helpful tips and worksheets.
-A local college or high school counselor can help talk about estimating costs for college, FAFSA paperwork and due dates, applying for college, tips on writing your college essay and you can use the Guide to Student Loans for other helpful information.Program Ideas: Check the Rating of Your Bank
We check reviews for many things… items we are going to purchase online, suggestions on contractors, reviews on cars, hotels, restaurants, etc…
We take these comments and reviews into consideration before we SPEND our money, BUT...
HOW MANY PEOPLE HAVE THOUGHT TO CHECK ON THE FINANCIAL STRENGTH OF WHERE THEY KEEP THEIR MONEY??
How many people knew that they could??? A lot of people DON’T know they can do this!
Weiss Financial Ratings has a 98% success over the last 10 years in predicting banking institution failures. We are Independent, Unbiased, and Conservative in our ratings. It is information you can trust.
EVERYONE should know the financial strength of where they keep their money (and the companies they “invest” in!)
EVERYONE benefits from this information! People with a personal account at a bank, someone with a local small business account or someone looking to start a home-based business, EVEN the High School student looking to open their first checking account for their part-time job earnings! They all have choices of where to put that hard-earned money.
Let your local Chamber of Commerce know that you have this information for their members!
If your local High School has a Personal Finance class for its students, let the teachers know that you have this information. It can help supplement their material when they start talking about checking accounts. As these students get summer jobs, or come in looking for summer job help/advice, take a moment to let them know that you have some helpful information for that new income.
You can help!!
...now, if you haven’t already, go check on the rating of YOUR bank/credit union!